At Dave Zylstra Agency, we are committed to protect your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers we offer this pledge:
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send an e-mail to us from the Web site. When you enroll for an insurance policy at Dave Zylstra Agency, we will ask you to provide your name, home address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policy holder.
We will maintain a record of your information at the offices of Dave Zylstra Agency so we can provide you with policy holder service. The employees of the Dave Zylstra Agency are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.
When you purchase an insurance policy from the Dave Zylstra Agency, you will pay the premiums with your credit card or personal check. We do not keep a record of your credit card information. If you pay the premium using your personal check, we might keep a copy of your check on file. When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.
We may collect personal information from:
- You, on applications and other forms. Information we may collect includes names, address and social security number.
- Your transactions with us, such as payments of premiums or submission claims.
- Third parties, including doctors, employers, and other insurers. Information we collect may include medical records, employment history and claim history.
- Credit reporting agencies, insurance reporting agencies, government agencies, and medical providers.
Our agency makes every effort to maintain absolute privacy while using our web site. If information is ever viewed by another party, it is purely accidental and by using our web site, you release us from any liability should this information be downloaded, viewed or retrieved against our privacy rules. We shall not be liable for any unlawful acts of others who steal this information through any means.
We do not sell non-public information to anyone. We do not disclose non-public personal information to our affiliates or to non-affiliated third parties, except as required or permitted by law. As permitted by law, we may share non-public information with companies that perform administrative or marketing services to us. Our contracts with such companies prohibit them from using non-public personal information for any purpose other than that for which they are hired.
Please contact our office at 616-791-4200 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone.
Statements on this website as to policy and coverage’s and other content to provide general information only and we provide no warranty as to their accuracy, Clients should consult their licensed agent as to how these coverage’s pertain to their individual situation.
Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact qualified professionals.
Notice of Insurance Information Practice
Personal information about you, including information form the credit report and loss history may be collected from persons other than you in connection with the application for insurance and subsequent policy renewals. You have the right to review your personal information in our files and can request correction of any inaccuracies. Such information as well as other personal and privileged information collected by us or our agents may in certain circumstances be disclosed to third parties without your authorization to assist in servicing your account. A more detailed description of your rights and our practices regarding such information can be accessed by contacting your agent or broker and asking for additional details about our information and our disclosure practices.
Any person knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any material, false information or conceals for the purpose of misleading information containing any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects the person to criminal and (NY: substantial) civil penalties.
(Not applicable in CO, HI, NE, OH, OK, OR, or VT; in DC, LA, ME, TN, VA and WA, insurance benefits may also be denied).
A cookie is a piece of data stored on a visitor’s hard drive while they are visiting the Web site. We may utilize a short-lived form of cookie when you visit the site. At Goodemoot Benefits Solutions, a cookie is only used to identify one unique visitor from another during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted form the visitor’s computer as soon as they close their browser or if they are not actively browsing on our web site for more than 20 minutes. Should a previous visitor to our web site run for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
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